For small and growing businesses. Fortune 500 CFO experience, built for business owners like you.
Whether you’re just starting out, growing, or applying for funding, I’ll help you understand your numbers, see where your business stands, and know what to do next.
Most owners only watch the second hand: what’s in the bank today. A CFO reads all three hands together, so you always know what time it really is in your business.
You’re not behind. You just need someone to translate your numbers into decisions. That’s what I do.
Start where your business is today, whether that’s a new idea or years in. Most owners begin with the Strategic Financial Roadmap.
“Can this make money?”
Upgrade to the Roadmap within 30 days and your $500 counts toward it.
“Show me where my business really stands, and where it can go.”
For founders preparing for a loan, grant, or investor, or ready to plan their next year with real numbers.
For one business with up to three revenue lines.
“Keep me on track.”
Begins after the Roadmap. Six-month minimum.
Bookkeeping not set up yet? No problem. I can work from your bank and credit card statements to get you started.
You don’t need a starter package. You need experienced financial leadership. With 26 years of Fortune 500 finance experience, I step in as your fractional CFO when you need senior-level thinking without a full-time hire.
Custom CFO Consulting, quoted from $250 an hour.
A free 20-minute Zoom conversation. No judgment, no jargon. Tell me where your business is and what you want to know.
I recommend the package that fits and send a short scope. Work starts once it’s paid.
You get numbers you understand, a roadmap you can follow, and a report you can share with funders.
I’m Tonya “TK” Kinlow. I spent 26 years as a Fortune 500 finance executive, including CFO roles at GE and executive-level Finance Director at Yum Brands, managing billion-dollar budgets and advising senior leaders on financial strategy. I hold an MBA from Florida A&M University and I’m a Certified Management Accountant (CMA).
I’ve also spent ten years as an entrepreneur, so I know what it’s like to build something from scratch. Now, through TK Inspirations LLC, I serve as a fractional CFO for small-business owners and new founders who need a CFO’s thinking but not a full-time CFO’s salary.
My approach is practical and conversational. We use your real numbers, not generic templates, so you leave knowing what your financial statements are telling you and what to do next.
Based in Northeast Ohio. Meetings are on Zoom, so I work with owners in Cleveland and anywhere else.
Yes. Many clients start before they have an accounting system in place. I can build your numbers from bank and credit card statements, and help you plan the right setup as you grow.
It’s a free 20-minute Zoom conversation. You tell me where your business is and what you want to know. I’ll recommend the package that fits, or tell you honestly if you need something else first. No pressure.
Meetings are on Zoom, so you can work with me from anywhere. I’m based in Northeast Ohio.
The Money Check-Up is delivered within two weeks of receiving your documents. The Strategic Financial Roadmap takes three to four weeks after you send your information, followed by check-ins at 30 and 60 days.
The Money Check-Up and the Strategic Financial Roadmap are paid upfront. Neighborhood CFO is billed monthly in advance, with a six-month minimum.
Yes. Your information is used only for your engagement and is never sold or shared.
No. I focus on financial strategy, projections, and planning. If you need a tax preparer or bookkeeper, I’m happy to point you in the right direction.
Book a free 20-minute Real Talk with TK. You’ll leave knowing which package fits, or whether you need something else first.
Book a free 20-minute Real Talk with TK