TK INSPIRATIONSDISCOVERING PROSPERITY THROUGH PURPOSE Book a free Real TalkBook a call

Know your numbers, know your business.

Whether you’re applying for funding or just want to know if you’re making money, I’ll help you see where your business stands and what to do next.

Book a free 20-minute Real Talk with TK See the packages
The Money Clock: cash flow is the second hand, the P&L is the minute hand, and the balance sheet is the hour hand. Balance sheet P&L Cash flow
  • Hour hand: Balance sheet. A snapshot of your strength, right now.
  • Minute hand: P&L. Are you profitable, and is it holding?
  • Second hand: Cash flow. Money in, money out, every single day.

Most owners only watch the second hand: what’s in the bank today. A CFO reads all three hands together, so you always know what time it really is in your business.

Three ways to work together

Start where your business is today. Most founders begin with the Strategic Financial Roadmap.

Just getting started

Money Check-Up

$500one-time

“Can this make money?”

  • Starter Model: a 12-month P&L for one product or service, with assumptions you can change
  • Readiness Scorecard for your books, cash, and funding readiness
  • 60-minute walkthrough and your top three next steps

Upgrade to the Roadmap within 30 days and your $500 counts toward it.

Start here

Strategic Financial Roadmap

$1,500one-time

“Show me where my business really stands, and where it can go.”

For founders preparing for a loan, grant, or investor, or ready to plan their next year with real numbers.

  • Funding-ready projections: 12 months by month, plus a 3-year view
  • Financial health assessment
  • Cash flow, breakeven, and pricing check
  • Review of your financial records: your books, or your bank and credit card statements
  • A written CFO Report and a 60-minute Roadmap Session
  • Check-in calls at 30 and 60 days

For one business with up to three revenue lines.

After you’re funded

Neighborhood CFO

$500per month

“Keep me on track.”

  • Monthly CFO review with a one-page snapshot
  • Quarterly projection refresh
  • Lender and grant report review before you submit
  • Email and text questions answered within two business days
  • A credentialed CFO on your team: list me on your org chart and applications to show funders you have financial leadership in place

Begins after the Roadmap. Six-month minimum.

Established business? Custom CFO Consulting, quoted from $250 an hour.

No books yet? That’s common, and it’s not a barrier. I can work from your bank and credit card statements to get you started.

How it works

  1. Book a Real Talk

    A free 20-minute Zoom conversation. No judgment, no jargon. Tell me where your business is and what you want to know.

  2. Get a clear proposal

    I recommend the package that fits and send a short scope. Work starts once it’s paid.

  3. Walk away with a plan

    You get numbers you understand, a roadmap you can follow, and a report you can share with funders.

Your Neighborhood CFO

I’m Tonya “TK” Kinlow, CMA, founder of TK Inspirations LLC. I work with small-business owners who are serious about growth but don’t yet need, or can’t yet afford, a full-time CFO.

My approach is practical and conversational. We use your real numbers, not generic templates, so you leave knowing what your financial statements are telling you and what to do next.

Let’s find your starting point

Book a free 20-minute Real Talk with TK. You’ll leave knowing which package fits, or whether you need something else first.

Book a free 20-minute Real Talk with TK

tk@tkinspirations.com  |  (502) 544-2101